Mr Ferdi, Mr PropertyWhat is the Difference between MSR and TDSR?Before we start, MSR is only applicable for HDB and Executive Condos from the Developer. Unlike the Total Debt Servicing Ratio (TDSR),...
Mr Ferdi, Mr PropertyShould I pay more monthly for a shorter loan or pay as little as possible but full term tenure?Another excellent question, and also a very subjective one. No right or wrong answer, really depends on your comfort and affordability....
Mr Ferdi, Mr PropertyWhich is Better? HDB Loan or Bank Loan? ( For HDB Property )This is one of the most favorite questions I get from my clients. Which is better? Bank loan or HDB loan? Very subjective topic, and I...
Mr Ferdi, Mr PropertyHow to Apply for HDB Loan or Bank loan? ( For HDB property )Did you know that when buying a HDB, you can get loan either from HDB or Banks as well? Yes, you can get loans from the banks as well....