Muhammad Ferdi

<p>Many real estate success stories begin long before a flat is listed. They start with a seller who understands the numbers clearly, avoids last-minute

Singapore’s new HDB framework classifies new BTO flats into Standard, Plus, and Prime flats based mainly on how attractive the location is. The more central and desirable the location, the more subsidies HDB gives — but also the stricter the rules. This system replaced the old “mature vs non-mature estate” distinction from the Oct 2024 BTO launch onward. Here’s the practical difference: Feature Standard Plus Prime Location Regular estates; may still be near MRT or amenities Better locations,...

In Singapore, a bridging loan is a short-term loan that helps a property buyer “bridge” the gap between buying a new property and receiving the sale proceeds from their existing property. It is commonly used when: You are buying a new home before your current home is sold. Your cash from the sale is tied up until completion. You need temporary funds for the down payment, stamp duties, or part of the purchase price. Bridging loans are usually offered by banks together with a home loan package....