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Mr Ferdi, Mr Property
I'll Do the Heavy Lifting For You
All Property FAQ


I am a Self-Employed person. Can I afford a loan? Can I get a loan?
Yes — You are eligible to get a loan as a self-employed person. Being self-employed does not automatically disqualify you from getting an HDB concessionary loan in Singapore. HDB does allow self-employed Singaporeans to apply, as long as you meet the usual eligibility and credit assessment requirements. The main difference is that HDB will scrutinise your income stability more carefully because self-employed income can fluctuate. Here’s what matters most: You must be a Singap

Muhammad Ferdi
14 hours ago2 min read


Understanding CPF Housing Grants. Are you eligible?
cpf housing grants

Muhammad Ferdi
1 day ago2 min read


HDB BTO June Launch 2026. Sembawang Edition
Yes — but only if you’re buying for the right reasons. For 2026 BTO launches, Sembawang is shaping up to be one of the better value-for-money plays, not necessarily the best “maximum appreciation” play. Here’s the balanced view. Why Sembawang actually looks attractive for HDB BTO June Launch 2026? 1. Much better ballot odds This is probably the biggest advantage right now. Recent 2026 launches in Sembawang were either lightly oversubscribed or even undersubscribed for some un

Muhammad Ferdi
May 143 min read


HDB BTO Launch 2026 - Woodlands Edition. Is Woodlands a good place to buy?
is woodlands a good buy

Muhammad Ferdi
May 143 min read


Can a Singapore PR buy a HDB in Singapore?
Yes — a Singapore Permanent Resident (SPR) can buy an HDB flat, but there are important restrictions. Here’s the basic breakdown: PRs can generally buy resale HDB flats only. PRs usually cannot buy new BTO flats unless buying with a Singapore Citizen spouse. Common eligibility rules for PRs buying a resale HDB: Must be at least 21 years old Must have held PR status for at least 3 years ( both applicants must fulfill 3 years ) Must form an eligible family nucleus (for example:

Muhammad Ferdi
May 111 min read


Comparing Resale HDB and Private Property: Which is Right for You
weighing the options between resale HDB flats and private properties.

Muhammad Ferdi
May 94 min read


My personal opinion on the new Executive Condo policy changes 2026 and how it may affect the potential property trends among buyers in the future.
New executive condo policy change

Muhammad Ferdi
May 83 min read


Is Tampines a good place to stay? If yes, why is it a good place to buy private property in Singapore?
Is Tampines a good to stay in Singapore?

Muhammad Ferdi
May 52 min read


Is Yishun a good place to stay? If yes, is it a good place to buy a private property?
yishun mrt and northpoint

Muhammad Ferdi
May 42 min read


Can you really afford a private property? A step-by-step affordability breakdown for Singaporeans.
Can you really afford a private property?

Muhammad Ferdi
May 22 min read


5 Costly mistakes first time buyers make in Singapore.
stress after making the wrong financial decision

Muhammad Ferdi
Apr 282 min read


Guide to buying a HDB Resale in Singapore. Timeline: From searching of potential units, to key collection.
Here’s a realistic, ground-level timeline for buying a resale HDB flat in Singapore—from first viewing to key collection—based on the current process via Housing & Development Board (HDB). I’ll break it down step by step and show how many months each stage typically takes from your perspective as the buyer. 🏠 Timeline ~8 to 12 weeks (2 to 3 months) from offer accepted → key collection If you include house hunting + loan prep, expect 3 to 6 months total 🔍 Phase 1: House Hunt

Muhammad Ferdi
Apr 272 min read


A Complete Guide to Selling your Parents/Children HDB flat after the Death of the Rightful Owner. Apply your Grant of Probate or Letter of Administration in Singapore.
A guide on how to sell your parents house after their death

Muhammad Ferdi
Apr 243 min read


A Complete Guide to Selling Your Matrimonial HDB After Divorce Proceedings in Singapore.
A Complete Guide to Selling Your Matrimonial HDB After Divorce Proceedings in Singapore

Muhammad Ferdi
Apr 222 min read


How Much Downpayment and Deposit Do You Need to Buy a Private Property in Singapore? A Clear Breakdown
breakdown of deposit and downpayment to buy a condo

Muhammad Ferdi
Apr 202 min read


Your Ultimate Guide to Selling Your HDB After MOP & Upgrading: Expert Tips, Hassle-Free Processes, and More
Navigating the world of property in Singapore can feel overwhelming, especially when considering selling your HDB flat after the Minimum Occupation Period (MOP), upgrading to a resale HDB or private property, or even planning for retirement. This guide covers key steps, professional insights, and proven strategies for a smooth and rewarding property journey. **Selling Your HDB After MOP: The First Milestone** The completion of your HDB flat's MOP opens doors to new opportuni

Muhammad Ferdi
Apr 182 min read
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