In Singapore, a bridging loan is a short-term loan that helps a property buyer “bridge” the gap between buying a new property and receiving the sale proceeds from their existing property. It is commonly used when: You are buying a new home before your current home is sold. Your cash from the sale is tied up until completion. You need temporary funds for the down payment, stamp duties, or part of the purchase price. Bridging loans are usually offered by banks together with a h